Chapter 6: Using a Budget Template
There are a myriad of different tools that you can use to create a budget,...
Financial Planing
Should I Cash Out My 401k to Pay Off Debt?
Paying off debt may feel like a never-ending process. With so many potential solutions, you...
How Long Does It Take for a Check to Clear?
On average, it takes two to five business days for a check to clear. Business...
Why it’s More Important Than Ever to Track Your Spending
With inflation and prices rising at gas pumps, grocery stores and everything in-between it’s more...
WTFinance: Annuities vs Life Insurance
Save more, spend smarter, and make your money go further If you’re looking to secure...
Housing Finance
How PMI Works (Private Mortgage Insurance Explained)
Preparing to become a homeowner is an exciting financial milestone, but the homebuying process is...
Money Audit
We Earn $200,000 and Can’t Save. Help!
Mia, 35 and her husband Luke, 36, earn a combined $200,000 per year. But after paying their mortgage and rental property loan, as well as car and student loans, child care, and other living expenses, the Los Angeles couple has a difficult time socking away money in savings.
They do…
9 Affordable Ways To Take Care Of Your Mental Health
9 Affordable Ways To Take Care Of Your Mental Health
They say that nothing is more important than your mental health – but tell that to an empty bank account....
Managing Money With Your Partner When You Earn More
Managing Money With Your Partner When You Earn More
Four years ago this month, I published When She Makes More, a guide for higher-earning married women who want to...
Student Finance
Student Loan Assistance Programs: What You Need to Know
When I graduated from college, I was one of the “lucky ones” with a lower-than-average student debt load. While I “only” had $10,000 in loans, it still took me seven years to pay them off.
These days, with the average student loan debt for the Class of 2018 looming at…
How to Deal When You Have a Money Discrepancy With Your Friends
How to Deal When You Have a Money Discrepancy With Your Friends
For a significant chunk of my time in college, I thought of myself as the poor one in my friend’s...
Is Social Media Ruining Your Finances?
Is Social Media Ruining Your Finances?
It’s pretty well accepted that social media can have negative consequences for our mental health. As we look through snapshots...
Unique Little-Known Ways to Find Grants And Scholarships
Unique Little-Known Ways to Find Grants And Scholarships
College isn’t getting more affordable, and student loans affect millions of people every year. One way to avoid that? Apply...
Why You Might Want to Start Paying Your Student Loans in College
Why You Might Want to Start Paying Your Student Loans in College
When I was 26 years old, I paid off my student loans just three years after graduation. People congratulated me...
What is Fedloan Servicing? (Guide to Fedloan Student Loans)
What is Fedloan Servicing? (Guide to Fedloan Student Loans)
There you are, sitting in your high school’s guidance office talking with your counselor about heading off to college after...
College Students: You May Be Eligible for Stimulus Money
College Students: You May Be Eligible for Stimulus Money
When the COVID-19 consumer stimulus package was first announced, many critics pointed out a seemingly massive flaw in the proposed...
Paying For College: How to Compare Private Student Loan Lenders
Paying For College: How to Compare Private Student Loan Lenders
The federal student loan process is designed to be easy. There’s no need to shop around, compare terms or apply...
Subsidized vs. Unsubsidized Student Loans: The Differences
Subsidized vs. Unsubsidized Student Loans: The Differences
If you’re starting to think about paying for college, chances are you’re considering your student loan options. With the average...